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5-Year Accident Cover £22

We know how important it is to keep your new sleep products safe, but we also know accidents can happen. With Accident Cover, we’ll help you keep your bed and/or mattress in their very best condition.

We are paid by the insurer through commission, which is included in the premium you pay.

So what is covered?
  • Food and drink spills such as coffee or red wine
  • Ink marks from biros, permanent markers etc
  • Make-up and cosmetic stains
  • Accidental damage caused by pets
  • Burns from heated appliances such as straighteners or curlers
  • Rips and tears
  • Damage causing breakage to the frame
What is not insured?
  • Deliberate damage caused by you or any person
  • General wear and tear
  • Accumulation of damage or staining
  • Any structural or manufacturing defects
  • Accidental staining or damage caused by the use of incorrect cleaning products
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Waterproof vs Non-Waterproof Kids Mattresses: Which Does Your Child Actually Need?

There's a specific kind of parental dread that comes with hearing a small voice at 2am saying "I had an accident." The scramble to strip the bed, find clean sheets, and deal with a mattress that may or may not have been protected is a rite of passage. But the question of whether your child's mattress should be fully waterproof or simply protected by a separate waterproof layer is more nuanced than it appears, and the answer affects breathability, comfort, and the mattress's long-term hygiene.

The short version: most children don't need a fully sealed waterproof mattress. What they need is a well-engineered mattress with built-in water resistance where it matters, a washable cover for surface-level messes, and a breathable protector on top. Simba's approach to their kids' mattress range is a good example of how this works in practice.

What's the Difference Between a Waterproof Mattress and a Water-Resistant Lining?

A fully waterproof mattress seals the entire sleep surface with a polyurethane or vinyl membrane. Nothing gets in, but nothing gets out either. Body heat and sweat vapour are trapped against the surface, which creates a warm, clammy microclimate that disrupts sleep, particularly for children, who run warmer than adults because their metabolic rate is higher relative to their body size.

A water-resistant inner lining takes a different approach. Rather than sealing the entire surface, it protects the mattress core, the springs and foam, from liquid penetration while allowing the outer layers to breathe. This means that if liquid does get through the cover, the internal components are still protected, but under normal sleeping conditions, heat and moisture can escape through the outer fabric as designed.

Simba's Hybrid® Cot Bed Mattress uses exactly this construction. A water-resistant inner lining made from polypropylene sits inside the mattress, preventing liquid from reaching the Aerocoil® springs and foam layers beneath. But the outer cover remains breathable and, critically, machine washable, which means surface-level messes can be dealt with by stripping and washing the cover rather than trying to scrub the mattress itself.

This dual approach, water resistance where it's structurally necessary plus breathability where it touches the child, is more effective than either a fully sealed surface or no protection at all.

Why Does Breathability Matter So Much for Children?

Children spend more hours asleep than adults. A toddler sleeps 11 to 14 hours a day; a primary school child sleeps 9 to 12. That's a significant amount of time in sustained contact with the mattress surface, and if that surface traps heat, the consequences show up as restless sleep, night sweating, frequent waking, and the kind of broken nights that exhaust both the child and the parents.

Simba's kids' mattresses are built with the same Simbatex® foam and Aerocoil® titanium alloy micro springs found in their adult Hybrid® range, specifically because children's sleep quality matters just as much as adults'. The Aerocoil® springs create air channels through the mattress core, and the Simbatex® foam is graphite-infused to conduct heat away from the body. A fully sealed waterproof membrane would block both of these ventilation systems, which is why Simba uses an internal water-resistant lining instead.

The Simba Approach: How It All Works Together

The system Simba has built across their kids' range addresses each stage of a child's development:
For babies under 12 months, the Hybrid® Cot Bed Mattress provides a firm, flat sleep surface on one side (following The Lullaby Trust's safer sleep guidance), with the water-resistant polypropylene inner lining protecting the Aerocoil® springs and foam core from liquid damage. The outer cover is removable and machine washable. When the child passes 12 months, the mattress flips to a softer toddler side, and a separate protector can be introduced on top.

For older children, the Hybrid® Kids Mattress uses the same Aerocoil® and Simbatex® technology in a shallower depth that's safe for bunk beds and cabin beds. The zip-off, washable cover handles surface hygiene, and a breathable protector on top manages liquid protection without sealing the mattress surface.

Does Waterproofing Affect Mattress Lifespan?

Significantly. Moisture that penetrates a mattress core accelerates foam degradation, promotes mould growth, and creates odour problems that no amount of surface cleaning can resolve. A mattress with a water-resistant inner lining, like Simba's Cot Bed Mattress, protects the structural components from liquid damage while still allowing the outer layers to breathe and be washed.

A fully sealed waterproof mattress avoids internal moisture damage but can develop surface-level mould or bacterial growth on the cover itself if sweat and humidity are trapped against the sleep surface night after night. The internal protection comes at the cost of external hygiene, which is why the dual-layer approach, internal water resistance plus external breathability, outperforms either extreme.

FAQs

Loose protectors are not recommended for babies under 12 months, as they can come untucked and create a suffocation risk. A cot mattress with a built-in water-resistant lining and a washable cover, like Simba's Hybrid® Cot Bed Mattress, is the safer solution for this age group.

Cheap vinyl protectors do. Breathable polyurethane membrane protectors allow water vapour to pass through while blocking liquid, preserving the mattress's temperature regulation. The quality of the protector determines whether it compromises comfort.

Every two weeks as a minimum, weekly if the child has allergies or is prone to night sweating. After any liquid accident, wash immediately at 60°C.

There's no fixed age. Most children are reliably dry at night by age five or six, but occasional accidents can continue until age seven or beyond. A protector is a low-cost precaution worth maintaining until accidents have fully stopped.

No. A water-resistant inner lining protects the mattress core from liquid damage while allowing the outer layers to breathe. A fully waterproof mattress seals the entire surface, which blocks liquid but also traps heat and moisture. The water-resistant lining approach preserves breathability while still protecting the structural components.

Disclaimer: The information in this article is intended as general guidance for parents. For babies under 12 months, always follow The Lullaby Trust's safer sleep guidelines regarding mattress type, bedding, and sleep surface safety. If you have any concerns about your child's sleep environment, consult your GP or health visitor.

Published May 14, 2026

Updated on June 4, 2026

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