If you prefer to spread the cost over 12 months, you can do it without having to pay a penny more than if you paid up front in one go.
We work with two interest free providers - DivideBuy if you wish to pay by debit card (minimum order £150) and Split-it of you wish to pay by credit card (minimum order £150)
Your Questions Answered
We've partnered with DivideBuy to offer interest free credit on all orders over £400. Monthly instalments can be spread over 3, 6, 9 or 12 months and you can find more info on applying on our website.
We make it as simple as possible to apply, but there are a few boxes you need to tick.
You have to be over 18. You have to have lived in the UK for at least three years.
You must have a UK bank account that accepts Direct Debit arrangements.
We have to deliver the mattress to the billing address linked to that bank account.
DivideBuy will of course carry out credit checks once you’ve filled in your application.
Add your products to your basket. Remember your basket value must be at least £400 for the finance option to apply.
On the page where you enter in your delivery information and email address, input any applicable discount code.
When you get to the checkout, please select (DivideBuy) and then (‘Register’) to start your application.
Enter your details in the application form.
You will always get an instant decision with DivideBuy.
Complete the e-signature.
You will receive an order confirmation from us and we'll dispatch your order right away.
Depending on your credit score you might be required to pay a deposit or assign a guarantor.
It works exactly as it normally would. You try out the mattress in your own home for one year, with the option to return it to us during that time. If you’ve already paid any instalments during your trial and you decide not to continue, we will cancel the agreement with DivideBuy and arrange a refund of any money already paid when we process your return. It usually takes up to ten working days for this all to be completed.
Absolutely. We know some of our customers enjoy taking advantage of four months interest-free on PayPal for orders over £99. You don't have to choose the 0% finance option at our checkout, as the credit is offered and arranged by PayPal. Just pay normally, with PayPal as your payment source, and make sure you follow the correct procedure in your PayPal account. If you haven't used it before, you can find out more on PayPal's website.
No, this is an interest-free payment method with no additional fixed fees, service fees, interest or hidden fees of any kind.
No, your item will be processed after the first initial instalment and delivered as normal upon passing our Quality Control check at Head Office.
Yes, as long as you have a valid Visa or Mastercard with the available credit limit as the price of the item or items you would like to purchase.
Nothing, no credit check is required if you use a Splitit instalment plan and there is no impact on your credit score. All the bank sees are the individual instalment charges each month. If one of your payment authorisations is declined, there is still no effect on your credit rating; it is simply a declined charge. The denial would simply accelerate payment of the remaining balance (unless you provide a different card which was not denied).
You can pay using Splitit with a Mastercard or Visa credit and debit card. American Express and pre-paid cards are not accepted.
The instalments appear on your statement as individual charge items with the name of ‘Simba’. These payments will appear monthly according to your instalment plan, with the same charge amount each time.
Customers can still enjoy the credit card benefits such as air miles or points when using Splitit.
Please use the calculator below to see an illustrative quote specific your requirements.
Click learn more to see more options.
Why you can rest easy with Simba...
We're experts in the science of sleep, and over a million customers have already trusted us to give them the best night's sleep they've ever had.
Top Rated and Award Winning
We have 250,000 five-star reviews, more than any other mattress brand in the world; we’ve also won over 50 sleep industry awards including 11 Hybrid awards.
A Proud British Company
We design and make all our mattresses here in the UK, creating local jobs and reducing our environmental impact.
Expert Sleep Science
Using body profile data from ten million sleepers, our sleep scientists have created a mattress designed and crafted for every sleeping style and body type.
Simba Service Promise
We offer free delivery and returns, with a 200-night free trial and a 10-year guarantee. You can also shop with 0% finance over 12 months, pay nothing for a year and take monthly payments up to 3 years.