We’ve got your mattress / bed covered from any stains, spills or accidental damage.
Protect your products
5-Year Accident Cover£22
We know how important it is to keep your new sleep products safe, but we also know accidents can happen. With Accident Cover, we’ll help you keep your bed and/or mattress in their very best condition.
So what is covered?
Food and drink spills such as coffee or red wine
Ink marks from biros, permanent markers etc
Make-up and cosmetic stains
Accidental damage caused by pets
Burns from heated appliances such as straighteners or curlers
Rips and tears
Damage causing breakage to the frame
What is not insured?
Deliberate damage caused by you or any person
General wear and tear
Accumulation of damage or staining
Any structural or manufacturing defects
Accidental staining or damage caused by the use of incorrect cleaning products
You're saving
Subtotal
Pay Now: £0, sale price: £0.00ORPayments from:£0.00/ moper month
Please note the finance figures shown are for illustrative purposes only. Details of the actual figures will be available during the finance application process.
EASTER SALE: UP TO 20% OFF SELECTED MATTRESSES ENDS MONDAY
(T&Cs)
Finance Options
Interested in a new mattress on finance? We’ve teamed up with several providers to help you spread the cost of all orders over £150, including a range of ‘buy now pay later’ mattress deals or ‘pay monthly’ mattress offers; you can buy beds on finance now too.
Calculate Your Finance Repayments
Use the calculator to see which finance option best suits your needs.
£
£150£5000
12 months (0% APR)
You’ll pay:
£100 p/m
Cash price of goods is £1200. Initial payment of £0. Total amount of credit is £1200.
The total amount payable is £1200, which includes £0 in interest at 0% fixed.
The repayments comprise 12 monthly payments of £100 and a final payment of £0 at a representative 0% APR.
Please note the finance figures shown are for illustrative purposes only. Details of the actual figures will be available during the finance application process.
If you prefer to spread the cost over 12 months, you can do it without having to pay a penny more than if you paid up front in one go.
We work with two interest free providers - DivideBuy if you wish to pay by debit card (minimum order £150), and Splitit if you wish to pay by credit card (minimum order £150).
Spread the cost over
3 months
0% APR
6 months
0% APR
12 months
0% APR
Frequently Asked Questions
We've partnered with DivideBuy to offer interest free mattress credit (in fact it's applicable on all orders over £150). Monthly instalments can be spread over 3, 6, 9 or 12 months and you can find more info on applying on our website.
We make it as simple as possible to apply, but there are a few boxes you need to tick. You have to be over 18. You have to have lived in the UK for at least three years. You must have a UK bank account that accepts Direct Debit arrangements. We have to deliver the mattress to the billing address linked to that bank account. DivideBuy will of course carry out credit checks once you've filled in your application.
Add your products to your basket. Remember your basket value must be at least £150 for the mattress financing option to apply.
On the page where you enter in your delivery information and email address, input any applicable discount code.
When you get to the checkout, please select (DivideBuy) and then (‘Register’) to start your application.
Enter your details in the application form.
You will always get an instant decision with DivideBuy.
Complete the e-signature.
You will receive an order confirmation from us and we'll dispatch your order right away.
Depending on your credit score you might be required to pay a deposit or assign a guarantor.
It works exactly as it normally would. You try out the mattress in your own home for one year, with the option to return it to us during that time. If you’ve already paid any instalments during your trial and you decide not to continue, we will cancel the agreement with DivideBuy and arrange a refund of any money already paid when we process your return. It usually takes up to ten working days for this all to be completed.
Absolutely. We know some of our customers enjoy taking advantage of four months interest-free on PayPal for orders over £99. You don't have to choose the 0% finance option at our checkout, as the credit is offered and arranged by PayPal. Just pay normally, with PayPal as your payment source, and make sure you follow the correct procedure in your PayPal account. If you haven't used it before, you can find out more on PayPal's website.
No, you don't have to pay extra to buy your Simba mattress on credit with Splitit; this is an interest-free payment method with no additional fixed fees, service fees, interest or hidden fees of any kind.
No, your item will be processed after the first initial instalment and delivered as normal upon passing our Quality Control check at Head Office.
Yes, as long as you have a valid Visa or Mastercard with the available credit limit as the price of the item or items you would like to purchase.
Nothing, no credit check is required if you use a Splitit instalment plan and there is no impact on your credit score. All the bank sees are the individual instalment charges each month. If one of your payment authorisations is declined, there is still no effect on your credit rating; it is simply a declined charge. The denial would simply accelerate payment of the remaining balance (unless you provide a different card which was not denied).
You can pay using Splitit with a Mastercard or Visa credit and debit card. American Express and pre-paid cards are not accepted.
The instalments appear on your statement as individual charge items with the name of ‘Simba’. These payments will appear monthly according to your instalment plan, with the same charge amount each time.
Customers can still enjoy the credit card benefits such as air miles or points when using Splitit.
If you prefer to spread the cost over up to 48 months, we work with DivideBuy if you wish to pay by debit card (minimum order £400).
Spread the cost over
24 months
12.9% APR
36 months
12.9% APR
48 months
12.9% APR
Frequently Asked Questions
Up to 12 months - DivideBuy credit can be used interest free up to 12 months for products between £50 and £6,000.
Over 12 months - Where interest free or interest bearing credit is available beyond 12 months, this limit is up to £12,500. Credit
terms offered are set on an individual retailer basis.
Applicants must be aged between 18 and 75
Be a permanent UK resident
Have a valid debit or credit card
Have a valid UK mobile number
Have a valid email address
Yes. A credit check is performed to assess your eligibility during your application.
DivideBuy also has a quick check service which is available on this website so you can assess your eligibility for DivideBuy credit
that will not affect your credit file.
Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and threedigit CV2. Payments will be collected automatically on the date your instalment is due.
To guard against fraudulent applications, we are only able to deliver goods to your home address.
The first step is to contact the retailer directly to cancel your order. If you have already received your order, you’ll need to arrange
for it to be returned using the retailer’s returns process. The retailer will then contact us to confirm your order has been returned, so
we can issue a refund and cancel your credit agreement.
We’re sorry that your application has been declined. You have the right to appeal this decision, although there is no guarantee
that the outcome will change. You can request an appeal by contacting us at: customerservice@dividebuy.co.uk. We may ask you
to provide additional information to support your appeal.
You may also want to obtain a copy of your credit file before making any further applications. The credit reference agency we
used for your Zopa Bank application are set out below.
TransUnion International Limited,
One Park Lane,
Leeds,
West Yorkshire
LS3 1EP www.transunion.co.uk
For any questions related to DivideBuy please contact us by visiting www.dividebuy.co.uk. For a full list of FAQs please click here.
There are no hidden charges.
Where an interest bearing credit product is selected, we will charge a fixed interest rate as part of the repayment instalments. This
is explained by the following representative example:
Representative Example: A loan of £2000 over 48 months will cost you £52.61 per month at a representative 12.90% APR. The total cost after 48 months is £2514.43, which includes £514.43 interest at 12.90% fixed and a £0 fee. The total amount of credit is £2472.45.
This is all explained in the documentation provided before you electronically sign at the checkout process.
DivideBuy will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we
will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address,
once you have placed your order and paid a first instalment, you need to contact DivideBuy directly who will then notify us of the
changes.
Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service.
Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).
Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.
Zopa Embedded Finance Limited 2023. All rights reserved.
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