Simba Finance Options
Interest free monthly payments up to 12 months

If you prefer to spread the cost over 12 months, you can do it without having to pay a penny more than if you paid up front in one go.
We work with two interest free providers - DivideBuy if you wish to pay by debit card (minimum order £400) and Split-it of you wish to pay by credit card (minimum order £350)
Your Questions Answered
- Add your products to your basket. Remember your basket value must be at least £400 for the finance option to apply.
- On the page where you enter in your delivery information and email address, input any applicable discount code.
- When you get to the checkout, please select (DivideBuy) and then (‘Register’) to start your application.
- Enter your details in the application form.
- You will always get an instant decision with DivideBuy.
- Complete the e-signature.
- You will receive an order confirmation from us and we'll dispatch your order right away.
Interest charged monthly payments up to 48 months
Spread the cost over 3 or 4 years 9.9% APR Representative (Fixed)
Buy Now, Pay Later - Pay £0 in year one and then 3 year of payments - 10.9% APR Representative (Fixed)

Credit available on purchases from £400. Subject to status and affordability. Terms & Conditions Apply. Simba Sleep Ltd FRN: 742009 trading is a credit broker for the purpose of introducing credit provided by the lender Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.
Please use the calculator below to see an illustrative quote specific your requirements.
Your Questions Answered
- Pay over 48 months (9.9% APR)
- Pay over 36 months (9.9% APR)
- Buy Now, Pay later – no payments in year one then 36 payment months (10.9% APR) To get a quote based on your requirements please use the calculator above.
- Your credit score (please note that every finance company will score you differently)
- Adverse credit reference agency information
- You are considered to be overcommitted
- You are aged under 18
- Your existing account performance with other lenders
- Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF
- Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS
- TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ
If wish to complaint about your Novuna finance agreement
If your complaint relates to the Novuna finance linked to your purchase you can still let us know about this, but we will forward it on to your credit provider Novuna. Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.
What to do if you can't reach an agreement
If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novuna’s final response letter to you.
They can be contacted in the following ways:
- Write: Financial Ombudsman Service, Exchange Tower, London, E14 9SR
- Telephone: 0300 123 9 123
- E-mail: complaint.info@financial-ombudsman.org.uk
Further details can be found on the Financial Ombudsman Service
Website: www.financial-ombudsman.org.uk
Why you can rest easy with Simba...
We're experts in the science of sleep, and over a million customers have already trusted us to give them the best night's sleep they've ever had.
Top Rated and Award Winning
We have 230,000 five-star reviews, more than any other mattress brand in the world; we’ve also won over 50 sleep industry awards including 11 Hybrid awards.
A Proud British Company
We design and make all our mattresses here in the UK, creating local jobs and reducing our environmental impact.
Expert Sleep Science
Using body profile data from ten million sleepers, our sleep scientists have created a mattress designed and crafted for every sleeping style and body type.
Simba Service Promise
We offer free delivery and returns, with a 200-night free trial and a 10-year guarantee. You can also shop with 0% finance over 12 months, pay nothing for a year and take monthly payments up to 4 years.
The Mattress Range
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Simbatex® Essential
budget friendly
3 LAYERS | 19CM DEPTH
Shop Simbatex® Essential -
Simbatex® Foam
Cooler, Fresher Foam
4 LAYERS | 25CM DEPTH
Shop Simbatex® -
Simba Hybrid® Essential
Patented Comfort - Lower Price
4 LAYERS | 20CM DEPTH
Shop Hybrid® Essential -
Simba Hybrid®
1/2 Million Sold - 11 Awards
5 LAYERS | 25CM DEPTH
Shop Hybrid® -
Simba Hybrid® Pro
Best Seller - Advanced Support
7 LAYERS | 28CM DEPTH
Shop Pro -
Simba Hybrid® Luxe
Latest Tech - Ultra Plush
10 LAYERS | 31CM DEPTH
Shop Luxe -
Simba GO
sustainable comfort
6 LAYERS | 30CM DEPTH
Shop GO