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5-Year Accident Cover £22

We know how important it is to keep your new sleep products safe, but we also know accidents can happen. With Accident Cover, we’ll help you keep your bed and/or mattress in their very best condition.

We are paid by the insurer through commission, which is included in the premium you pay.

So what is covered?
  • Food and drink spills such as coffee or red wine
  • Ink marks from biros, permanent markers etc
  • Make-up and cosmetic stains
  • Accidental damage caused by pets
  • Burns from heated appliances such as straighteners or curlers
  • Rips and tears
  • Damage causing breakage to the frame
What is not insured?
  • Deliberate damage caused by you or any person
  • General wear and tear
  • Accumulation of damage or staining
  • Any structural or manufacturing defects
  • Accidental staining or damage caused by the use of incorrect cleaning products
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Do I Need a Mattress Protector With a New Mattress?

Investing in your sleep is perhaps one of the smartest and most effective ways to boost your overall health and wellness, and that journey starts with the right mattress.

But did you know that the day you unbox your mattress is the day that it starts ageing? In fact, a study published in Clinical & Experimental Allergy found that new mattresses develop significant dust mite allergen levels within just four months of use.

One way to avoid - or at least minimise - this problem is to invest in a mattress protector, which can help keep it performing at its peak for as long as possible.
But do you really need a mattress protector when your mattress is brand new, literally fresh-out-of-the-box new? The short answer: yes, you need one. Here's the longer version.

What Is a Mattress Protector?

Mattress protectors are thin, fitted coverings that go over the top of your mattress, just underneath your sheet. Their job is pretty straightforward: create a barrier between your body and the mattress itself.

That barrier serves a few purposes. It keeps moisture, oils, dead skin cells and allergens from seeping into the materials beneath, while also guarding it against accidental spills, stains and general wear. Think of it less as an accessory and more as a functional layer; something engineered to extend the lifespan of the mattress below it.

Important: A good protector shouldn't change the feel of your mattress. If it's doing its job properly, you shouldn't even be able to notice that it's there.

Can a Mattress Protector Impact Sleep?

In some cases, a mattress protector can impact your sleep negatively, but usually this is because the protector in question is poor quality, the wrong size, or too thick and noisy. Some protectors can even trap heat, defeating the purpose of your bedtime upgrade.

That said, many modern protectors are designed with breathability in mind. Some might use temperature-regulating materials that actively help manage heat, which matters if overheating is something that you already struggle with. Others use moisture-wicking fabrics that draw sweat away from the surface before it reaches the mattress.

If your mattress already comes with some form of cooling technology, the protector you choose should complement that, not work against it. Breathable cotton or a similar performance fabric protector will let airflow do its thing, but a heavy vinyl one will block it entirely.

The bottom line: a well-chosen protector supports the conditions your mattress was engineered to create, but a poorly chosen one could undermine them.

The Case for Mattress Protectors

Here's what actually happens to an unprotected mattress over time. Every night, the average person loses around 200ml of moisture through sweat. Skin cells shed constantly, oils from your body transfer to the fabric surface. Over a period of weeks and months, that creates an environment where dust mites thrive and where the internal materials begin to degrade.

None of that is visible on the surface, of course. But it's still happening inside, where the foams, fibres and springs do their work. Moisture breaks down foam structures faster and accumulated debris reduces airflow, and the mattress you invested in starts performing less effectively, long before it looks like it needs replacing.

A protector prevents most of that at the surface. It's a washable, replaceable layer that absorbs the daily impact so the mattress doesn't have to.

Then there's the practical side. Most mattress guarantees require the mattress to be stain-free; one accident without a protector and you could void years of coverage. A protector keeps you on the right side of the terms.

And if you're someone who deals with allergies, a protector adds another layer of defence against dust mites and other allergens that accumulate over time.

How to Pick a Mattress Protector

For a mattress protector that doesn’t create noise, friction, heat, or an uncomfortable night’s sleep, here’s what you need to look for when shopping:

  • Breathability. This is non-negotiable. If the protector traps heat, it’s completely defeating the purpose of any cooling technology in your mattress. Look for cotton, Tencel or other performance fabrics that promote airflow rather than restrict it.
  • Waterproofing (without the crinkle). The old plastic-sheet protectors were effective but miserable to sleep on. Modern waterproof protectors use membrane technology that blocks liquids while still allowing air and vapour through. You get protection without the noise or the heat.
  • Fit. A protector that bunches or shifts overnight is going to affect how the mattress feels underneath. Look for a deep-skirt or fully encased design that stays taut across the surface and doesn't ride up.
  • Temperature regulation. If you sleep hot, look for protectors with active cooling properties. Some use phase-change materials or specialist weaves that help dissipate excess heat, keeping the sleep surface comfortable through the night.
  • Washability. The whole point is that the protector takes the daily impact so the mattress doesn't. That means it needs to be machine-washable and durable enough to handle regular cycles without losing its shape or performance.

FAQs

Technically, yes. But from day one, your mattress is absorbing moisture, oils and skin cells that accelerate wear. Using a protector from the start keeps it performing at its peak for longer and protects your guarantee.

A well-designed protector shouldn't change the feel of your mattress at all. If you can feel it through your sheet, it's the wrong protector. Look for something thin, breathable and snug-fitting.

Every two to four weeks is a good rhythm. If you sweat heavily or have allergies, you should maybe wash it more frequently. It's far easier to wash a protector regularly than to deal with a stained or deteriorating mattress.

They do, if they’re made with the right materials. A mattress protector creates a barrier that reduces the accumulation of dust mites, pet dander and other allergens inside the mattress, which helps reduce symptoms in sufferers.

No. A topper adds an extra comfort layer and changes how the mattress feels. A protector is a thin, functional barrier designed to keep the mattress clean and protected without altering the sleep surface.

Top quality
"Great, strong and durable, you can tell the quality as soon as you open it"
- James B, Mattress Protector
Great!
"Great quality, washes well. Fits the mattress perfectly and no slipping around."
- Denise L, Mattress Protector

Published March 7, 2026

Updated on April 7, 2026

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