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5-Year Accident Cover £22

We know how important it is to keep your new sleep products safe, but we also know accidents can happen. With Accident Cover, we’ll help you keep your bed and/or mattress in their very best condition.

We are paid by the insurer through commission, which is included in the premium you pay.

So what is covered?
  • Food and drink spills such as coffee or red wine
  • Ink marks from biros, permanent markers etc
  • Make-up and cosmetic stains
  • Accidental damage caused by pets
  • Burns from heated appliances such as straighteners or curlers
  • Rips and tears
  • Damage causing breakage to the frame
What is not insured?
  • Deliberate damage caused by you or any person
  • General wear and tear
  • Accumulation of damage or staining
  • Any structural or manufacturing defects
  • Accidental staining or damage caused by the use of incorrect cleaning products
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Can You Use an Electric Blanket or Heated Mattress Pad With a Hybrid Mattress?

Winter arrives and the temptation to throw an electric blanket on the bed is strong, particularly in older UK homes where the bedroom thermostat and the living room thermostat seem to exist in different climate zones. But if you've invested in a hybrid mattress, the question of whether electric blankets and heated pads are compatible with the materials inside it is worth asking before you plug anything in.

The answer is yes, with conditions, and knowing those conditions protects both the mattress and your sleep quality.

What Do Mattress Manufacturers Say?

Most hybrid mattress manufacturers allow the use of electric blankets and heated pads, provided they're placed on top of the mattress and are safe to use (aka not broken or faulty). However, the concern with placing a heat source underneath a hybrid mattress is that the heat can't dissipate, which could damage the foam layers over time or, in extreme cases, create a fire risk.

Will an Electric Blanket Damage My Mattress?

In most cases, no, provided you’re only using your electric blanket on a low-to-medium heat. However, sustained, concentrated heat can degrade certain fabrics, notably foam over time. Memory foam and open-cell foams are sensitive to high temperatures, which can cause the material to soften permanently, lose its density, and develop impressions that don't recover. This is why mattress manufacturers advise against using hot water bottles directly on the mattress surface without a thick barrier, and why heated pads - like electric blankets - should always be used on a low-to-medium setting rather than at maximum.

Some mattresses are highly resistant, however, and you can use an electric blanket with them without issue. For example, a Simba mattress: Simba's Simbatex® foam is graphite-infused specifically to conduct heat away from the body, which means it's designed to manage thermal energy rather than being damaged by it. Used sensibly, on a reasonable setting, an electric blanket won't cause damage to your Simba mattress.

Does an Electric Blanket Undermine the Mattress's Cooling Technology?

People tend to sleep better when they’re cool - so adding a heat source to your bed can actually work against what most research advises.

The practical compromise is to use the electric blanket to warm the bed before you get in, then switch it off before you fall asleep. This gives you the cosy, warm-bed feeling at sleep onset without undermining the temperature regulation that the mattress provides through the night. Many modern electric blankets have timers that automate this, switching off after 30 or 60 minutes.

If you leave the blanket on all night, any mattress's cooling technology is effectively neutralised. And for sleepers who overheat during the night, this combination is counterproductive.

When Should You Avoid Using One Altogether?

If the electric blanket or pad shows any signs of damage, fraying, exposed wires, inconsistent heating, or scorch marks, replace it immediately. Never use a damaged heating element on any mattress.

If you're using a memory foam topper on top of a hybrid mattress, be particularly cautious. The combination of an electric blanket, a topper, and a mattress creates multiple insulating layers that trap heat more aggressively than any single layer would alone. The foam in both the topper and the mattress can soften excessively under sustained heat.

For young children's beds, follow the electric blanket manufacturer's age recommendations. Most advise against use for children under three, and many recommend adult supervision for children under 12.

FAQs

It depends on the manufacturer's terms. Most guarantees cover structural defects rather than damage caused by external heat sources. Using an electric blanket as recommended (on top, with a protector, on a low setting) is unlikely to cause the kind of damage that would affect a warranty claim.

Yes, with the same precautions: place it on top, use a protector, keep it on a low setting, and avoid leaving it on all night. The risk of foam damage increases with sustained high heat, so moderation is key.

The warmth can create conditions that are more favourable for dust mites, which thrive between 20°C and 25°C. If you use an electric blanket regularly, wash your sheets and protector more frequently to manage allergen buildup.

A warm (not hot) shower before bed raises your core temperature, and the subsequent cooling effect as your body temperature drops helps initiate sleep. Warm socks, a hot water bottle at the foot of the bed (not in direct contact with the mattress), and a heavier-tog duvet are all effective without introducing electrical elements.

Twenty to thirty minutes is usually enough to warm the sheets and mattress surface. Longer preheating is unnecessary and increases heat exposure to the foam layers without providing additional benefit.

Disclaimer: Always follow the manufacturer's safety instructions for any electric blanket or heated mattress pad. Never use a damaged, frayed, or malfunctioning heating product on any surface. If you are unsure whether your electric blanket is compatible with your mattress, contact the manufacturers of both products before use. Electric blankets are not recommended for unsupervised use by young children or individuals who cannot operate the controls independently.

Published May 20, 2026

Updated on June 4, 2026

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